What is the purpose of the Roofing Installation Certification form?
The Roofing Installation Certification form is designed for residential property owners to obtain a credit on their insurance premiums. By completing this form, homeowners can demonstrate that their roof installation meets certain standards, which may lead to reduced insurance costs.
Who is responsible for filling out the Roofing Installation Certification form?
The roofing contractor or an authorized representative of the roofing company is responsible for completing the form. This includes providing details about the installation, such as the manufacturer's specifications and the impact resistance classification of the roofing material used.
What information is required on the form?
The form requires several pieces of information, including the name and contact details of the roofing company, the address of the residence, and the name of the homeowner. Additionally, the form must include details about the roofing material, such as the manufacturer's name, brand, year manufactured, and installation date.
What is meant by "impact resistance classification"?
Impact resistance classification refers to the ability of roofing materials to withstand impact from external forces, such as hail or debris. The classifications range from Class 1 to Class 4, with Class 4 indicating the highest level of impact resistance. This classification is based on standards set by Underwriters' Laboratories (U.L.) under Standard 2218.
What documentation should accompany the form?
The roofing contractor should provide proof that the installed roof covering meets the required standards. This can include product packaging that indicates the U.L. classification, the manufacturer's name, and the date of manufacture. A label from the packaging should also be supplied to the homeowner as part of the documentation.
How does the certification affect my insurance premium?
By submitting the Roofing Installation Certification form, homeowners may qualify for a credit on their residential insurance premium. Insurance companies often reward policyholders for having roofs that meet higher safety and durability standards, potentially leading to lower premiums.
What happens if the form is not completed correctly?
If the form is not completed correctly, it may not be accepted by the insurance company. This could result in the homeowner missing out on the potential premium credit. It is essential to ensure that all required fields are filled out accurately and that the necessary documentation is provided.
Do I need to keep a copy of the Roofing Installation Certification form?
Yes, homeowners should retain a copy of the Roofing Installation Certification form for their records. This can be useful for future reference, especially when renewing insurance policies or in the event of a claim related to the roof.
Is the Roofing Installation Certification form a warranty?
No, the Roofing Installation Certification form is not a warranty. It is solely a means for homeowners to obtain a credit on their insurance premium. The form does not imply any express or implied warranty from the manufacturer, supplier, or installer regarding the roof's performance or durability.